直发个人精简流程 生育津贴这些知识要知道

\u003cdiv class=\"rich_media_content\"\u003e\u003cp data-source=\"cke\"\u003e据国家医保局消息，截至目前，全国已有近九成医保统筹区实现将生育津贴直接发放到个人。生育津贴是一种生育保险待遇，也叫“产假工资”。生育女职工在分娩和产假期间不能正常参加劳动，收入难以保障，如果由用人单位支付工资，又将加重用工成本甚至影响女性就业，对于职场妈妈来说，带薪产假是非常重要的保障。近年来，各地探索由“单位代发”转为“直付个人”，让参保女职工能够更便捷地享受到\u003c!--SECURE_LINK_BEGIN_0--\u003e生育津贴\u003c!--SECURE_LINK_END_0--\u003e。\u003c!--MID_AD_0--\u003e\u003c!--EOP_0--\u003e\u003c/p\u003e\u003c!--PARAGRAPH_0--\u003e\n\u003c!--VIDEO_0--\u003e\u003cspan style=\"text-align: center;font-size: 13px;color: rgb(136, 136, 136); line-height: 14px;margin-bottom: 22px;margin-top: 8px; display: block;\"\u003e\u003c/span\u003e\n\u003cp data-source=\"cke\"\u003e湖南省株洲市的王女士即将迎来自己的第三个宝宝。她告诉记者，自己在生头两胎时，休完产假就开始忙着准备结婚证、准生证等各类纸质证明材料并申报给单位，审核通过以后再由单位代发生育津贴。一来二去不仅劳神费力，而且时间跨度也很长。\u003c!--MID_AD_1--\u003e\u003c!--EOP_1--\u003e\u003c/p\u003e\u003c!--PARAGRAPH_1--\u003e\n\u003cp\u003e\u003c!--IMG_0--\u003e\u003c/p\u003e\n\u003cp data-source=\"cke\"\u003e\u003cstrong data-source=\"cke\"\u003e株洲市民 王霜霜：\u003c/strong\u003e过去从生产完到领到生育津贴8个月左右，现在我生产完以后，自己就可以上网厅申领，只要填一个表格，不需要跑，很方便很便利，也很暖心。\u003c/p\u003e\n\u003cp data-source=\"cke\"\u003e今年2月1日起，株洲市生育津贴申领资料实现线上“一站式”办理；原本需在产假结束后才能启动的申领流程，提前到分娩后即可办理；办理时长也从原来的20个工作日缩短至10个工作日。\u003c/p\u003e\n\u003cp\u003e\u003c!--IMG_1--\u003e\u003c/p\u003e\n\u003cp data-source=\"cke\"\u003e\u003cstrong data-source=\"cke\"\u003e株洲市医疗保障事务中心主任 袁俊伟：\u003c/strong\u003e有效地缓解了女职工家庭经济的压力，同时也能够有效地防范用人单位延迟支付甚至是克扣生育津贴的风险。\u003c/p\u003e\n\u003cp data-source=\"cke\"\u003e“生育津贴”这笔钱既不是男方单位出，也不是女方单位出，而是由生育保险出。2019年起，各地全面实现了生育保险和职工基本医保的合并实施，截至今年6月，生育保险参保人数已达2.53亿人。\u003c/p\u003e\n\u003cp data-source=\"cke\"\u003e近年来，各地积极推动生育津贴直接发放给个人，目前已有20多个省份实现把生育津贴直接发放给个人。各地精简生育保险的经办流程，享受待遇不再需要提供准生证、结婚证等附加材料。2024年全国参保女职工人均生育津贴超2.6万元。\u003c!--MID_AD_2--\u003e\u003c!--EOP_2--\u003e\u003c/p\u003e\u003c!--PARAGRAPH_2--\u003e\n\u003cdiv class=\"cms-cke-widget-title-normal-3 cms-cke-widget-title-tpl cms-cke-widget-title-wrapper cms-cke-widget-tpl\" data-key=\"title-normal-3\" data-reactroot=\"\" style=\"align-items: center; box-sizing: border-box; display: flex; font-size: 19px; font-weight: bold; justify-content: flex-start; margin-bottom: 26px; margin-top: 28px; width: 100%\"\u003e\n\u003cdiv class=\"cms-cke-widget-title-container\" style=\"display: inline-block; position: relative; z-index: 9\"\u003e\n\u003csection class=\"icon\" style=\"background-image: url(https://inews.gtimg.com/om_bt/OX7Z_nbbTaKtViCWODDbOU1wckRuvY_TA8hQbw9qZcZmIAA/0); background-position: center; background-repeat: no-repeat; background-size: cover; display: inline-block; height: 48px; left: 0px; margin-right: 4px; position: absolute; top: -5px; width: 48px\" data-no-dark=\"true\"\u003e \u003c/section\u003e\n\u003cdiv class=\"cms-cke-widget-title-wrap title-normal-3-text\" style=\"color: #0d141e; display: inline-block; line-height: 26px; min-width: 4px; padding: 1px 12px 1px 21px; position: relative; text-align: left; top: 9px; word-break: break-all\"\u003e\n\u003cp\u003e生育津贴按什么标准发放？\u003c/p\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n\u003c!--VIDEO_1--\u003e\u003cspan style=\"text-align: center;font-size: 13px;color: rgb(136, 136, 136); line-height: 14px;margin-bottom: 22px;margin-top: 8px; display: block;\"\u003e\u003c/span\u003e\n\u003cp data-source=\"cke\"\u003e生育津贴按照职工所在单位上年度职工月平均工资计发，免征个人所得税。生育津贴=（参保职工本人终止妊娠之月所在用人单位月缴费平均工资÷30天）×产假天数。总体来说，生育女职工年龄偏小，入职年限较短，一般其所在单位平均工资要高于本人工资，因此女职工得到的生育津贴往往高于其本人工资。\u003c!--MID_AD_3--\u003e\u003c!--EOP_3--\u003e\u003c/p\u003e\u003c!--PARAGRAPH_3--\u003e\n\u003cdiv class=\"cms-cke-widget-title-normal-3 cms-cke-widget-title-tpl cms-cke-widget-title-wrapper cms-cke-widget-tpl\" data-key=\"title-normal-3\" data-reactroot=\"\" style=\"align-items: center; box-sizing: border-box; display: flex; font-size: 19px; font-weight: bold; justify-content: flex-start; margin-bottom: 26px; margin-top: 28px; width: 100%\"\u003e\n\u003cdiv class=\"cms-cke-widget-title-container\" style=\"display: inline-block; position: relative; z-index: 9\"\u003e\n\u003csection class=\"icon\" style=\"background-image: url(https://inews.gtimg.com/om_bt/OX7Z_nbbTaKtViCWODDbOU1wckRuvY_TA8hQbw9qZcZmIAA/0); background-position: center; background-repeat: no-repeat; background-size: cover; display: inline-block; height: 48px; left: 0px; margin-right: 4px; position: absolute; top: -5px; width: 48px\" data-no-dark=\"true\"\u003e \u003c/section\u003e\n\u003cdiv class=\"cms-cke-widget-title-wrap title-normal-3-text\" style=\"color: #0d141e; display: inline-block; line-height: 26px; min-width: 4px; padding: 1px 12px 1px 21px; position: relative; text-align: left; top: 9px; word-break: break-all\"\u003e\n\u003cp\u003e领了生育津贴\u003c/p\u003e\n\u003cp\u003e单位还需支付产假工资吗？\u003c/p\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n\u003cp data-source=\"cke\"\u003e如果女职工在休产假期间已经享受了生育津贴、医疗补贴等待遇，生育津贴高于员工平均工资，则企业不用再向其支付产假工资；低于平均工资，则公司需要补足差额。如果企业未给员工缴纳生育保险的，员工可以要求企业支付产假工资。\u003c!--MID_AD_4--\u003e\u003c!--EOP_4--\u003e\u003c/p\u003e\u003c!--PARAGRAPH_4--\u003e\n\u003cdiv class=\"cms-cke-widget-title-normal-3 cms-cke-widget-title-tpl cms-cke-widget-title-wrapper cms-cke-widget-tpl\" data-key=\"title-normal-3\" data-reactroot=\"\" style=\"align-items: center; box-sizing: border-box; display: flex; font-size: 19px; font-weight: bold; justify-content: flex-start; margin-bottom: 26px; margin-top: 28px; width: 100%\"\u003e\n\u003cdiv class=\"cms-cke-widget-title-container\" style=\"display: inline-block; position: relative; z-index: 9\"\u003e\n\u003csection class=\"icon\" style=\"background-image: url(https://inews.gtimg.com/om_bt/OX7Z_nbbTaKtViCWODDbOU1wckRuvY_TA8hQbw9qZcZmIAA/0); background-position: center; background-repeat: no-repeat; background-size: cover; display: inline-block; height: 48px; left: 0px; margin-right: 4px; position: absolute; top: -5px; width: 48px\" data-no-dark=\"true\"\u003e \u003c/section\u003e\n\u003cdiv class=\"cms-cke-widget-title-wrap title-normal-3-text\" style=\"color: #0d141e; display: inline-block; line-height: 26px; min-width: 4px; padding: 1px 12px 1px 21px; position: relative; text-align: left; top: 9px; word-break: break-all\"\u003e\n\u003cp\u003e未婚生育是否享有生育津贴待遇？\u003c/p\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n\u003cp\u003e\u003c!--IMG_2--\u003e\u003c/p\u003e\n\u003cp data-source=\"cke\"\u003e女性的生育产假是法定的，只要有生育的事实，就应当享受国家法定的98天产假和相应的生育津贴。女职工未婚流产也能享受15天至42天的流产假并且申领产假工资。\u003c/p\u003e\n\u003cdiv class=\"cms-cke-widget-title-normal-3 cms-cke-widget-title-tpl cms-cke-widget-title-wrapper cms-cke-widget-tpl\" data-key=\"title-normal-3\" data-reactroot=\"\" style=\"align-items: center; box-sizing: border-box; display: flex; font-size: 19px; font-weight: bold; justify-content: flex-start; margin-bottom: 26px; margin-top: 28px; width: 100%\"\u003e\n\u003cdiv class=\"cms-cke-widget-title-container\" style=\"display: inline-block; position: relative; z-index: 9\"\u003e\n\u003csection class=\"icon\" style=\"background-image: url(https://inews.gtimg.com/om_bt/OX7Z_nbbTaKtViCWODDbOU1wckRuvY_TA8hQbw9qZcZmIAA/0); background-position: center; background-repeat: no-repeat; background-size: cover; display: inline-block; height: 48px; left: 0px; margin-right: 4px; position: absolute; top: -5px; width: 48px\" data-no-dark=\"true\"\u003e \u003c/section\u003e\n\u003cdiv class=\"cms-cke-widget-title-wrap title-normal-3-text\" style=\"color: #0d141e; display: inline-block; line-height: 26px; min-width: 4px; padding: 1px 12px 1px 21px; position: relative; text-align: left; top: 9px; word-break: break-all\"\u003e\n\u003cp\u003e灵活就业人员也能参加生育保险吗？\u003c/p\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n\u003cp data-source=\"cke\"\u003e以前的生育保险仅覆盖企业职工，现在扩大了，灵活就业人员、农民工、新就业形态人员等也纳入保障范围。比如上海市规定，灵活就业人员按照现行费率缴纳职工基本医疗保险费，其中1%视为生育保险缴费。\u003c/p\u003e\n\n\u003cstyle\u003e.rich_media_content{--news-tabel-th-night-color: #444444;--news-font-day-color: #333;--news-font-night-color: #d9d9d9;--news-bottom-distance: 22px}.rich_media_content p:not([data-exeditor-arbitrary-box=image-box]){letter-spacing:.5px;line-height:30px;margin-bottom:var(--news-bottom-distance);word-wrap:break-word}.rich_media_content{color:var(--news-font-day-color);font-size:18px}@media(prefers-color-scheme:dark){body:not([data-weui-theme=light]):not([dark-mode-disable=true]) .rich_media_content p:not([data-exeditor-arbitrary-box=image-box]){letter-spacing:.5px;line-height:30px;margin-bottom:var(--news-bottom-distance);word-wrap:break-word}body:not([data-weui-theme=light]):not([dark-mode-disable=true]) .rich_media_content{color:var(--news-font-night-color)}}.data_color_scheme_dark .rich_media_content p:not([data-exeditor-arbitrary-box=image-box]){letter-spacing:.5px;line-height:30px;margin-bottom:var(--news-bottom-distance);word-wrap:break-word}.data_color_scheme_dark .rich_media_content{color:var(--news-font-night-color)}.data_color_scheme_dark .rich_media_content{font-size:18px}.rich_media_content p[data-exeditor-arbitrary-box=image-box]{margin-bottom:11px}.rich_media_content\u003ediv:not(.qnt-video),.rich_media_content\u003esection{margin-bottom:var(--news-bottom-distance)}.rich_media_content hr{margin-bottom:var(--news-bottom-distance)}.rich_media_content .link_list{margin:0;margin-top:20px;min-height:0!important}.rich_media_content blockquote{background:#f9f9f9;border-left:6px solid #ccc;margin:1.5em 10px;padding:.5em 10px}.rich_media_content blockquote p{margin-bottom:0!important}.data_color_scheme_dark .rich_media_content blockquote{background:#323232}@media(prefers-color-scheme:dark){body:not([data-weui-theme=light]):not([dark-mode-disable=true]) .rich_media_content blockquote{background:#323232}}.rich_media_content ol[data-ex-list]{--ol-start: 1;--ol-list-style-type: decimal;list-style-type:none;counter-reset:olCounter calc(var(--ol-start,1) - 1);position:relative}.rich_media_content ol[data-ex-list]\u003eli\u003e:first-child::before{content:counter(olCounter,var(--ol-list-style-type)) '. ';counter-increment:olCounter;font-variant-numeric:tabular-nums;display:inline-block}.rich_media_content ul[data-ex-list]{--ul-list-style-type: circle;list-style-type:none;position:relative}.rich_media_content ul[data-ex-list].nonUnicode-list-style-type\u003eli\u003e:first-child::before{content:var(--ul-list-style-type) ' ';font-variant-numeric:tabular-nums;display:inline-block;transform:scale(0.5)}.rich_media_content ul[data-ex-list].unicode-list-style-type\u003eli\u003e:first-child::before{content:var(--ul-list-style-type) ' ';font-variant-numeric:tabular-nums;display:inline-block;transform:scale(0.8)}.rich_media_content ol:not([data-ex-list]){padding-left:revert}.rich_media_content ul:not([data-ex-list]){padding-left:revert}.rich_media_content table{display:table;border-collapse:collapse;margin-bottom:var(--news-bottom-distance)}.rich_media_content table th,.rich_media_content table td{word-wrap:break-word;border:1px solid #ddd;white-space:nowrap;padding:2px 5px}.rich_media_content table th{font-weight:700;background-color:#f0f0f0;text-align:left}.rich_media_content table p{margin-bottom:0!important}.data_color_scheme_dark .rich_media_content table th{background:var(--news-tabel-th-night-color)}@media(prefers-color-scheme:dark){body:not([data-weui-theme=light]):not([dark-mode-disable=true]) .rich_media_content table th{background:var(--news-tabel-th-night-color)}}.rich_media_content .qqnews_image_desc,.rich_media_content p[type=om-image-desc]{line-height:20px!important;text-align:center!important;font-size:14px!important;color:#666!important}.rich_media_content div[data-exeditor-arbitrary-box=wrap]:not([data-exeditor-arbitrary-box-special-style]){max-width:100%}.rich_media_content .qqnews-content{--wmfont: 0;--wmcolor: transparent;font-size:var(--wmfont);color:var(--wmcolor);line-height:var(--wmfont)!important;margin-bottom:var(--wmfont)!important}.rich_media_content .qqnews_sign_emphasis{background:#f7f7f7}.rich_media_content .qqnews_sign_emphasis ol{word-wrap:break-word;border:none;color:#5c5c5c;line-height:28px;list-style:none;margin:14px 0 6px;padding:16px 15px 4px}.rich_media_content .qqnews_sign_emphasis p{margin-bottom:12px!important}.rich_media_content .qqnews_sign_emphasis ol\u003eli\u003ep{padding-left:30px}.rich_media_content .qqnews_sign_emphasis ol\u003eli{list-style:none}.rich_media_content .qqnews_sign_emphasis ol\u003eli\u003ep:first-child::before{margin-left:-30px;content:counter(olCounter,decimal) ''!important;counter-increment:olCounter!important;font-variant-numeric:tabular-nums!important;background:#37f;border-radius:2px;color:#fff;font-size:15px;font-style:normal;text-align:center;line-height:18px;width:18px;height:18px;margin-right:12px;position:relative;top:-1px}.data_color_scheme_dark .rich_media_content .qqnews_sign_emphasis{background:#262626}.data_color_scheme_dark .rich_media_content .qqnews_sign_emphasis ol\u003eli\u003ep{color:#a9a9a9}@media(prefers-color-scheme:dark){body:not([data-weui-theme=light]):not([dark-mode-disable=true]) .rich_media_content .qqnews_sign_emphasis{background:#262626}body:not([data-weui-theme=light]):not([dark-mode-disable=true]) .rich_media_content .qqnews_sign_emphasis ol\u003eli\u003ep{color:#a9a9a9}}.rich_media_content h1,.rich_media_content h2,.rich_media_content h3,.rich_media_content h4,.rich_media_content h5,.rich_media_content h6{margin-bottom:var(--news-bottom-distance);font-weight:700}.rich_media_content h1{font-size:20px}.rich_media_content h2,.rich_media_content h3{font-size:19px}.rich_media_content h4,.rich_media_content h5,.rich_media_content h6{font-size:18px}.rich_media_content li:empty{display:none}.rich_media_content ul,.rich_media_content ol{margin-bottom:var(--news-bottom-distance)}.rich_media_content div\u003ep:only-child{margin-bottom:0!important}.rich_media_content .cms-cke-widget-title-wrap p{margin-bottom:0!important}\u003c/style\u003e\u003c/div\u003e